'How the economy changed us' - We got rid of our credit cards (1) - Money Magazine: We were so unsettled about our finances in 2008, with $64,000 in consumer debt looming over us, that we decided to get rid of our credit cards entirely. We paid off our two credit cards, along with two student and car loans, in March 2010, and still avoid plastic.
Since making this change, we have also built a $13,000 emergency fund and are working toward paying off our $255,000 mortgage.
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